It’s never too early for you to start thinking about arranging a mortgage as this can be time-consuming. You can get a mortgage from an Independent Financial Adviser (IFA), mortgage broker or lender or from our own, in-house fully independent mortgage broker.

Our mortgage broker Barry Clarke is available on 01702 555888 for a chat or you can request a meeting at one of our office by completing our contact form. Once you’ve found a mortgage, agree a mortgage ‘in principle’. This tells you how much money the lender is likely to offer and the interest rate you will pay.

You may have to pay a booking fee to reserve the mortgage product you want. Typical cost: £99-£250. Before you apply for a mortgage, check your credit report for any errors and to get an idea of your score. Lenders will look at it when considering your application.